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Following the base rate change announced by the Bank of England today, first direct has increased its offset interest rate by 0.25% to 4.75% (4.9% APR) with immediate effect. Today's change means that first direct offset Mortgage customers will also enjoy higher equivalent credit interest rates on the savings and current account balances they off...


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On the deadline for tax self-assessment, first direct has good news for those dreading a substantial chunk of their savings disappearing into the taxman's office. first direct customers who offset their savings as part of their offset Mortgage could save over £5 million1 off their tax bills. With an offset Mortgage...


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first direct is simplifying offset mortgages in a new guide that clarifies common misconceptions and reinforces the benefits of using a bank account and savings to help pay off a mortgage. The guide about how offsetting works, entitled Get Set, also provides a compendium of the benefits of first direct's offset package.


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More than 11 million British holidaymakers are likely to spend over their budget while on holiday in 2003 - to the tune of £3 billion* - according to new research by first d256ct. This means that while British holidaymakers are keen to make the most of their holidays...


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first direct, the telephone and internet bank, is now the UK's largest text message bank. It has reached another milestone in signing up its 300,000th customer for its mobile phone banking service. One in eight new customers cite the mobile phone banking service as their reason for choosing first direct.


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