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first direct welcomes the New Year in with great offers for January

04 Jan 2010

first direct has announced New Year offers on a wide range of products including the return of its popular market leading fee free Base Rate lifetime offset tracker Mortgage.  The mortgage tracks the Bank of England Base Rate plus 2.49% making the current rate payable 2.99%. 

The offers are as follows: 

Product

Offer 

Fee Free Base Rate offset tracker Mortgage

The mortgage rate tracks the Bank of England Base Rate plus 2.49% making a current rate payable of 2.99%.

Life Insurance

£100 Cashback when taking out first direct Life Insurance

Cash e-ISA

2.50% AER (2.47% tax-free)fixed until June 2011 before reverting to our standard variable rate, currently 0.20% AER (0.20% tax-free).

Gold card

0% on balance transfers for 15 months on transfers made within the first two months of account opening. A Balance Transfer fee of 2.9% (min £5) will be charged for all transfers.

Typical 16.9% APR variable for the gold card.

Credit Card

0% on balance transfers for 15months on transfers made within the first two months of account opening. A Balance Transfer fee of 2.9% (min £5) will be charged for all transfers. Typical 19.9% APR variable for the Credit Card.

Personal Loan

Apply for a Personal Loan with a term of at least 36 months before 31 January 2010 and receive 10% Cashback on interested paid. Typical 8.9% APR for Personal Loans between £5000 and £25000.

Car Insurance

first direct will guarantee to beat written renewal invitations from customers' current insurer by at least 10%. The bank will also beat any written renewals from the current insurer for second or subsequent cars in the same household by at least 15% (minimum premiums and other conditions apply).

Home Insurance

Customers receive a 25% discount - equivalent to 3 months free cover when buying a new Home Insurance policy.

For further information please contact Amanda Brown on 01132766700 or Amanda.brown@firstdirect.com or Rebecca.hirst on 01132766899 or Rebecca.hirst@firstdirect.com 

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